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Essential Home Repairs for Every Homeowner

When it comes to essential home repairs, it’s important to keep up with repairs that ensure safety, prevent further damage, and maintain the value of your home. I see inside a lot of homes with buyers. They are willing to consider a home that needs cosmetic updates, but they hesitate when a home needs the biggies like roofing and plumbing. I recently had a four-point inspection done on my home to find any issues. This type of inspection covers roof, electric, plumbing, and air conditioning (or HVAC).

Here are some of the essential home repairs I prioritize with my home. Some of these items you can handle on your own. Getting a professional involved for big things is always suggested.

Roof

A damaged roof can cause leaks and water damage, which can lead to structural damage and mold growth. It’s important to address roof issues as soon as possible to prevent further damage to your home. Roof issues can often be repaired without an entire replacement. There are roofers who specialize in these repairs. And as we know here in Florida, it can be difficult to get insurance with a sub-standard roof.

Plumbing

Leaks or broken pipes can also lead to water damage and mold growth. Addressing plumbing issues quickly can prevent further damage and save you money in the long run. Having been a property manager for years, the number one water issue I have seen is a slow drip under a sink which over time can destroy an entire cabinet. Regularly check around every area where water enters or leaves the home. That includes faucets, drains, around the toilet, and in the laundry area.

Electrical

Electrical problems can be dangerous and cause fires or electrocution. If you have any concerns about the safety of your electrical system, it’s important to address them right away. I’ve seen inside a lot of homes with questionable wiring, also known as “Uncle Bob’s Job.” A lot of home repairs can be handled by a homeowner or handyman, but having a licensed electrician sort out your electrical problems is well worth the money and your peace of mind.

Foundation

A damaged foundation can cause structural problems that can be expensive to repair. It’s important to address any foundation issues as soon as possible. Cracks in exterior walls and across interior tile flooring may be a sign of foundation issues. My house has a raised foundation, so I do think about this. I regularly check outside to see if there are any exterior cracks in the block walls, and I’ve hired inspectors to go underneath the home and check.

HVAC System

Regular maintenance and repair of your heating, ventilation, and air conditioning (HVAC) system can prevent costly breakdowns and ensure that your home is comfortable year-round. Change the filter regularly and add vinegar to the drain line to prevent from mold building up which will clog the drain line and cause a backup, shutting down the system or worse – flooding your home. And, of course, we can’t live without the HVAC for very long here in Florida, so any preventative measures are well worth the money.

Water and Pest Damage

Water and pests are two causes of damage for us here in Florida, and both can cause problems in a short amount of time. Check caulking around windows, sinks, and tubs. Caulk does seem to shrink over time letting water in or out. Check the soffits around the edges of the home as well as any openings that are around the foundation.

It’s surprising how small of a hole insects or animals can get in. I called a bat removal company recently because I had a bat on a soffit – luckily I didn’t have bats in my attic. They recommend caulking a number of places around the exterior of my home where a bat could get in, which I did immediately. Also, check the weather stripping around exterior doors and replace it if you can see daylight. This is an easy fix that can keep you cooler and lower your electric bill.

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What is Private Mortgage Insurance or PMI?

When a buyer makes a down payment of less than 20%, the lender considers the buyer a higher risk. Private Mortgage Insurance (PMI) protects the lender in case the buyer stops paying the mortgage.