ingrid.homes

Trees Might Grow Money, For Homeowners

a house with trees and grass

Why plant trees? There are so many answers to that question: shade, privacy, energy savings, biodiversity, air quality, water conservation, and more. When homeowners plant a tree or small forest, they may be growing a little money and well-being as well. Trees Add Value to Your Home There are multiple groups out there who have […]

Is the Buyer’s Agent a Thing of the Past?

brown game pieces on white surface

The NAR Settlement Could Change Real Estate It’s been an interesting few weeks for us realtors to wrap our heads around how the NAR settlement will shake out. In a nutshell: a buyer’s agent commission can no longer be advertised in the MLS (Multiple Listing Service). In the past, the seller would agree to pay […]

Closing Costs Explained

Closing Costs Explained

Closing costs for a home buyer can seem like a bit of a mystery. Here’s what a buyerpurchasing with a mortgage pays for: Inspection Fees Several different inspections examine the condition of a property: general inspection, 4-point inspection (roof, plumbing, electrical, a/c), WDO inspection (wood destroying organism), and wind mitigation inspection. Inspections are optional for […]

What is Private Mortgage Insurance or PMI?

Calculator, pen, documents, text that says, "What is Private Mortgage Insurance?"

When a buyer makes a down payment of less than 20%, the lender considers the buyer a higher risk. Private Mortgage Insurance (PMI) protects the lender in case the buyer stops paying the mortgage.

My Predictions for Florida Real Estate in 2024

My Florida Real Estate Predictions 2024

Are you wondering what to expect in Florida real estate in 2024? I’ve come up with the trends I’m seeing, and what to be on the lookout for in the new year. These are just forecasts, there is no way to know for sure. Interest Rates It appears the Fed isn’t going to hike rates […]

Is Your Insurance Requiring an Inspection Report?

Requiring an insurance report, rain falling on roof during a storm.

Lately, I have seen Florida homeowner’s insurance requiring an inspection report…sigh. We’re all struggling with the astronomical rise in costs over the last few years, and there is more to come I’m sure. Something I’ve noticed lately is insurance companies requiring 4-point inspections and wind mitigation reports. What are these and how can they help […]

Property Fraud, a Fast Growing Crime

Document with a magnifying glass, house, and piggy bank.

You may have never heard about what the FBI calls the fastest-growing white-collar crime in the nation. I hadn’t until recently. It’s called property fraud. 

How does it work?

How can I possibly buy a home in this real estate market?

buy a home in this real estate market

I have potential buyers constantly asking the question, “How can I possibly buy a home in this real estate market?” It’s a good question to ask. Inventory is again low. Interest rates hover around 7% for a 30-year fixed mortgage, and prices are at historical highs and aren’t coming down anytime soon. It can be […]